Retail business insurance is designed to protect retail store owners from a variety of risks specific to the selling of goods to the public. This type of insurance typically includes general liability coverage, which helps guard against claims of bodily injury or property damage incurred by customers within the store. Property insurance to protect against damage to the store itself and the inventory within it, caused by events such as fire, theft, or other losses. Optional coverages, like cyber liability and employee dishonesty insurance, can also be added to address other potential vulnerabilities. Overall, retail business insurance is a crucial tool for managing the myriad risks that come with operating a retail establishment.