Lawn care business insurance is designed to protect lawn care professionals from the unique risks associated with maintaining and landscaping outdoor areas. This type of insurance typically includes general liability coverage, which protects against third-party injuries and property damage claims. It can also include commercial auto insurance for vehicles used in the business, and equipment coverage for mowers, trimmers, and other tools. By mitigating financial risks such as lawsuits and equipment loss, lawn care business insurance helps ensure that business operations can continue smoothly even when unexpected incidents occur.