Architect and engineering insurance is a specialized form of coverage designed to protect professionals in the architecture and engineering sectors from the unique risks associated with their work. This insurance typically includes professional liability coverage, also known as errors and omissions insurance, which protects against claims of negligence or mistakes in the designs or plans that lead to financial loss for clients. Additionally, general liability coverage is often included to safeguard against third-party claims of bodily injury or property damage. Coverage can also extend to include business property insurance for office equipment and documents, as well as workers' compensation to cover employee injuries. By covering a range of potential risks, from professional errors to workplace accidents, architect and engineering insurance is essential for mitigating financial exposure and ensuring business continuity in these highly technical fields.